OBA Bank Business Checking Accounts

OBA offers a variety of checking account that’s right for any size business. We also offer Free Internet Banking, Free Telephone Banking, a Free MasterCard™ Check Card and Free ATM use on the STAR_SM Network.

This account is specifically designed for businesses that maintain lower checking account balances and do a minimal number of transactions per month.

• $100 Minimum Opening Balance
• No monthly maintenance fee
• Free each month: 20 deposits/credits, 60 items deposited, & 50 checks paid/debits*
• Free Online Banking (reporting and account transfers only)
• No Earnings Credit Allowance * Contact us for excess item fee details and other transaction fees that may apply.

An ideal account for businesses looking for higher transaction limits than the Small Business Checking customer.

• $100 minimum opening balance
• Monthly service charge waived with average collected balance of $3,000
• Free each month: 30 deposits/credits, 150 items deposited, & 100 checks paid/debits*
• Free Online Banking (reporting and account transfers only)
• No Earnings Credit Allowance * Contact us for excess item fee details and other transaction fees that may apply.

A checking account designed for businesses that maintain a high balance and have a large transaction volume per month.

• $100 minimum opening balance
• Monthly maintenance fee*
• Free Online Banking (reporting and account transfers only)
• Transaction charges apply*
• Earnings credit applied monthly * Contact us for current maintenance fee and charge per transaction details. Maintenance fees and other account charges may be offset in whole or part by earnings (account analysis) credit. Multiple Premium Business accounts may be grouped.

This interest earning “high-yield” checking account is perfect for sole proprietors and non-profit organizations. A deposit of $100 is required to open the account; if you maintain average collected balances above $1,000, we waive the monthly service charge.

The Lawyer Trust Accounts offered in MD, VA, & DC (IOLTA ) and the Maryland Affordable Housing Trust Accounts (MAHT) require a $100 minimum opening balance and $5 must be maintained in the account to earn the disclosed APY. No monthly service charge.